iTravelInsured Travel Insurance Review 2021 – Forbes Advisor

iTravelInsured Travel Insurance Review 2021 – Forbes Advisor

The iTravelInsured plans are offered through IMG, a company that specializes in travel insurance.

Plans for iTravelInsured offer a variety of travel insurance benefits such as trip cancellation, lost baggage and travel delay coverage, to name just a few. Plans are available for vacationers, adventure travelers and people on a budget.

ITravelInsured’s Travel SE plan (above) is its highest-rated plan according to Forbes Advisor’s ratings of the best travel insurance. When you file a trip interruption or trip delay claim, the plan includes reimbursement for additional kennel costs if you arrive home at least 12 hours later than scheduled. The coverage provides $100 per day up to a maximum of $300 per pet.

ITravelInsured LX plan: This plan is for you if you want the most protection and don’t mind paying for it. The LX plan includes Covid-19 coverage for trip cancellation and interruption and for medical expenses. It provides $2,500 per person for travel delay and for lost baggage. Trip interruption insurance covers 150% of the cost of your excursion. Emergency medical coverage provides $500,000 per person and emergency medical evacuation is $1 million per person. “Cancel for any reason” (CFAR) and “interruption for any reason” (IFAR) coverage are available as optional upgrades.

ITravelInsured LX Basic plan: The iTravelInsured LX Basic plan includes many of the features in the LX plan including the “cancel for any reason” upgrade. Medical expenses, medical evacuation, search and rescue, and natural disaster evacuation are all covered in this plan.

iTravelInsured Travel Lite plan: Travel Lite is geared toward budget travelers. Trip interruption coverage is 125% of trip cost, compared to the standard 150%. While the plan’s $100,000 per person medical expense coverage is much less than the LX plans, it’s decent for a standard policy. The same goes for its evacuation benefits of $500,000 per person. This plan also provides coverage for travel and baggage delay.

iTravelInsured Travel Sport plan: The Travel Sport plan is an adventure sports plan that is good for both foreign and domestic travel for thrill seekers age 65 and younger. Benefits include search and rescue and sports equipment rental reimbursement. Trip delays, baggage delays and emergency accident and sickness medical expenses are covered. The trip interruption benefit is 125% of the trip cost.

iTravelInsured Travel GT: The Travel GT plan is a group plan for 10 or more travelers. Benefits include trip cancellation reimbursement up to $30,000 and interruption coverage up to 125% of trip cost. There’s also $600 in coverage for trip delays per person (after a 12-hour delay) and $100,000 for emergency medical evacuation.

In addition to the above, IMG offers:

  • Single-trip travel medical insurance plans for groups, families and individuals
  • International health insurance plans for individuals and families
  • Medical insurance for students studying abroad or in cultural exchange programs
  • Travel medical insurance for missionaries and seniors
  • Multi-trip travel medical insurance plans for groups, families and individuals

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